Chase Freedom Rise Review
Chase · College students starting their credit journey
4.2 / 5 (654 reviews)
Annual Fee
No annual fee
Rewards
1.5% cash back on all purchases
Regular APR
26.99%
Credit Needed
No Credit History
Our Expert Verdict
7/10
Editor's Score
Chase's student card earns an impressive 1.5% on all purchases — the same rate as many mainstream cards — making it one of the most rewarding cards for college students building credit. A $25 Good Standing reward each account anniversary incentivizes responsible use. Path to upgrading to Chase Freedom Unlimited after graduation.
Pros
- 1.5% cashback — exceptional for student card
- No annual fee
- $25 annual Good Standing Reward
- Path to Chase ecosystem
- No credit history required
Cons
- 3% foreign transaction fee
- No bonus categories
- High single APR rate
Sign-Up Bonus
$25 after your first purchase
Key Benefits & Perks
No annual fee
1.5% cashback — rare for a student card
$25 Good Standing Reward each year
Credit limit increase consideration after 6 months
Free credit score monitoring
User Reviews
Customer Reviews
4.2
654 reviews
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