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Chase Slate Edge

Chase Slate Edge Review

Chase · Building better credit habits while paying off debt

4.1 / 5 (765 reviews)
Annual Fee
No annual fee
Rewards
No rewards
Regular APR
20.49% – 29.24%
Credit Needed
Good (670-749)

Our Expert Verdict

7/10
Editor's Score

A Chase balance transfer card that rewards responsible behavior — make on-time minimum payments for 12 months and Chase will automatically lower your ongoing APR by 2%. Combined with 18 months 0% on both purchases and transfers, this card is designed to help you genuinely improve your financial situation.

Pros

  • 18 months 0% APR on purchases and transfers
  • APR reduction for responsible use
  • Lower 3% balance transfer fee
  • No annual fee
  • Auto credit limit review

Cons

  • No rewards program
  • 3% foreign transaction fee
  • Shorter 0% period than some competitors
Sign-Up Bonus

$100 statement credit after spending $500 in first 6 months

Key Benefits & Perks

No annual fee
18 months 0% APR on purchases and balance transfers
Lower ongoing APR by 2% after on-time payments for 12 months
Automatic credit limit review after 6 months
Purchase protection

Ready to apply for the Chase Slate Edge?

Building better credit habits while paying off debt

Apply Now

User Reviews

Customer Reviews

4.1

765 reviews

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