Gemini Credit Card Review
Gemini · People who want a real credit card that earns crypto
3.7 / 5 (1890 reviews)
Annual Fee
No annual fee
Rewards
3% dining, 2% groceries, 1% everything else — all in crypto
Regular APR
19.49% – 29.49%
Credit Needed
Good (670-749)
Our Expert Verdict
6/10
Editor's Score
A real credit card (not debit) that earns crypto rewards. Get 3% back at restaurants and 2% at grocery stores — all deposited as the cryptocurrency of your choice into your Gemini account. It's a true credit card issued by WebBank with standard credit reporting.
Pros
- Real credit card with crypto rewards
- 3% dining is competitive
- 60+ crypto choices
- No annual fee
Cons
- Crypto rewards are volatile
- No sign-up bonus currently
- 1% base is average
- Gemini account required
Sign-Up Bonus
$100 in Bitcoin after spending $1,000 in 30 days
Key Benefits & Perks
Earn rewards in 60+ cryptocurrencies
No annual fee
No foreign transaction fees
Real-time crypto rewards
FDIC-insured through WebBank
Rewards Breakdown
| Category | Rate |
|---|---|
| Dining | 3% |
| Groceries | 2% |
| Everything else | 1x |
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Customer Reviews
3.7
1,890 reviews
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