HSBC Premier World Mastercard Review
HSBC · HSBC Premier banking customers who travel internationally
3.9 / 5 (456 reviews)
Annual Fee
No annual fee
Rewards
3x travel/dining, 1x everything else
Regular APR
18.49% – 28.49%
Credit Needed
Excellent (750+)
Our Expert Verdict
7/10
Editor's Score
A solid no-annual-fee travel card for HSBC Premier banking customers. 3x on travel and dining with no foreign transaction fees makes it ideal for international travelers who bank with HSBC. Requires a Premier banking relationship.
Pros
- No annual fee for Premier members
- No FTF
- Good travel earning
- Global banking integration
Cons
- Requires HSBC Premier account
- Limited US branch network
- Points value is modest
Sign-Up Bonus
50,000 points after spending $4,000 in 3 months
Key Benefits & Perks
No annual fee with HSBC Premier account
No foreign transaction fees
Global transfer capabilities
Travel accident insurance
Purchase protection
Rewards Breakdown
| Category | Rate |
|---|---|
| Travel | 3x |
| Dining | 3x |
| Everything else | 1x |
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Customer Reviews
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