Wells Fargo Autograph Journey Card Review
Wells Fargo · Travelers who want high hotel and airline multipliers with transfer flexibility
4.3 / 5 (876 reviews)
Annual Fee
$95
Rewards
5x hotels, 4x airlines, 3x other travel/dining, 1x everything else
Regular APR
21.49% – 29.49%
Credit Needed
Excellent (750+)
Our Expert Verdict
8/10
Editor's Score
Wells Fargo's premium travel card offers 5x on hotels and 4x on airlines, plus a powerful 50% bonus when transferring to airline/hotel partners — making each point worth up to 1.5 cents in transfers. Pairs well with the no-fee Autograph card.
Pros
- 50% transfer bonus to partners
- 5x hotels, 4x airlines
- Solid travel protections
- No foreign transaction fees
Cons
- $95 annual fee
- Fewer transfer partners than Chase/Amex
- New program still maturing
Sign-Up Bonus
60,000 points after spending $4,000 in 3 months
Key Benefits & Perks
50% bonus on points transfers to partners
Up to $50 airline credit
Trip cancellation/interruption insurance
No foreign transaction fees
Primary car rental collision damage waiver
Rewards Breakdown
| Category | Rate |
|---|---|
| Hotels | 5x |
| Airlines | 4x |
| Other Travel | 3x |
| Dining | 3x |
| Everything else | 1x |
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Travelers who want high hotel and airline multipliers with transfer flexibility
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Customer Reviews
4.3
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