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Find the optimal 2–3 card combination to maximize your total rewards. Each spending category is automatically assigned to the card that earns the most.
Combo size
Annual fee
Monthly spend
$2,000
For each combo, every spending category is assigned to the card with the highest effective rate. Net value = total rewards minus all annual fees. The 3-card search uses the top 45 cards by single-card value to keep results instant.
Annual Rewards
$1,494
Annual Fees
−$99
Net Value
$1,395
Annual Rewards
$1,566
Annual Fees
−$249
Net Value
$1,317
Annual Rewards
$1,503
Annual Fees
−$194
Net Value
$1,309
Annual Rewards
$1,404
Annual Fees
−$99
Net Value
$1,305
Annual Rewards
$1,404
Annual Fees
−$99
Net Value
$1,305
Annual Rewards
$1,404
Annual Fees
−$99
Net Value
$1,305
Annual Rewards
$1,404
Annual Fees
−$99
Net Value
$1,305
Annual Rewards
$1,404
Annual Fees
−$99
Net Value
$1,305
Annual Rewards
$1,404
Annual Fees
−$99
Net Value
$1,305
Annual Rewards
$1,404
Annual Fees
−$99
Net Value
$1,305
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