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Best Business Card for Apple

Whether buying a new iPhone, MacBook, or Apple services, the right card can save you hundreds on Apple purchases. Business cards offer higher limits, expense tracking, and category multipliers built for owners.

Reviewed by CardCompare Editorial Board
|CFP-reviewed|Updated April 2026
Business filterTypical Apple spend: $1,800/year8 cards match

Top business picks for Apple

1
Chase Ink Business Preferred

Chase Ink Business Preferred

Chase · $95 annual fee

The top business travel rewards card for entrepreneurs and growing companies. The 90,000-point sign-up bonus is worth $1,125 toward travel via Chase, and 3x on key business categories like travel, advertising, and shipping adds up fast. Points transfer to 14 airline and hotel partners at 1:1 ratio.

2
Chase Ink Business Cash

Chase Ink Business Cash

Chase · No annual fee

The best no-annual-fee business credit card for companies spending on office supplies and telecom. Earn 5% cash back at office supply stores, on internet, cable, and phone services — categories that most businesses use heavily. The $750 welcome bonus after just $6,000 spend makes the first year especially lucrative.

3
Chase Ink Business Unlimited

Chase Ink Business Unlimited

Chase · No annual fee

The simplest business cash back card — earn 1.5% on everything with no tracking, no categories, no caps. Pair with a Chase Ink Business Preferred to convert cash back to transferable Ultimate Rewards points, dramatically increasing their value.

4
American Express Business Gold

American Express Business Gold

American Express · $295 annual fee

The intelligent business rewards card that automatically gives you 4x Membership Rewards points on whichever two eligible categories you spend most in each month. Whether your biggest costs are advertising, shipping, or dining, the card adapts. Points transfer to 20+ travel partners for outsized value.

5
American Express Business Platinum

American Express Business Platinum

American Express · $695 annual fee

The ultimate business travel card for executives who fly frequently and can use premium credits. Over $1,000 in annual credits can offset the $695 fee. The 150,000-point welcome bonus is among the largest available and worth $1,500+ toward travel with the right transfer partners.

6
Capital One Spark Cash Plus

Capital One Spark Cash Plus

Capital One · $150 annual fee

A premium business charge card (no preset limit) earning unlimited 2% back on all purchases. The $1,200 welcome bonus is one of the most generous available for business cards. Unlike credit cards, the balance must be paid in full monthly — great for disciplined businesses with large, variable expenses.

7
American Express Blue Business Plus

American Express Blue Business Plus

American Express · No annual fee

The best no-annual-fee business card for earning Membership Rewards points. Earn 2x on every purchase up to $50,000 per year, then 1x after. Pairs perfectly with the Amex Gold or Platinum for everyday business spending.

8
Brex Card

Brex Card

Brex · No annual fee

A charge card designed for startups and tech companies. Incredible bonus categories (8x rideshare, 5x travel, 4x dining) and built-in expense management. No personal guarantee and no annual fee, but you must pay the balance in full each month.

Annual value math — Chase Ink Business Preferred at Apple

Typical spend

$1,800

per year at Apple

Earn rate

1%

base rate on general purchases

Annual value

$18

rewards earned per year

Pro tips for maximizing rewards at Apple

  • Apple Card gives 3% on all Apple purchases
  • Online Apple Store purchases may code as 'online shopping'
  • Consider cards with extended warranty for Apple products

More card picks for Apple

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Frequently asked questions

What is the best business credit card for Apple?

Our top pick is the Chase Ink Business Preferred — it's a business card. With typical spending of $1,800/year at Apple, that's about $18/year in rewards.

Do Apple purchases count as Online Shopping?

Apple purchases typically code as Online Shopping or Apple or Online Retail depending on the issuer. Card networks determine merchant category codes (MCC), so coding can vary between Visa and Mastercard for the same retailer.

Is a business card worth it just for Apple?

A business card is only worth it if its broader utility matches your spending. The Apple fit is a bonus — not the primary reason to open one.

Any pro tips for using a card at Apple?

Apple Card gives 3% on all Apple purchases Online Apple Store purchases may code as 'online shopping' Consider cards with extended warranty for Apple products

How much can I earn per year on Apple with a business card?

Earnings depend on the specific card. Most cards earn 1-2% at Apple, giving $27-36/year at the $1,800 typical spend level.