Best Credit Cards in Wisconsin
Top 10 cards ranked for WI spending patterns · Updated April 2026
Cheese curds aside, Wisconsin's strong grocery co-ops and growing Milwaukee dining scene reward food-focused cards.
Dining
-5%
vs national avg
Groceries
+5%
vs national avg
Travel
-20%
vs national avg
Gas
Avg
vs national avg
Top 10 Cards for Wisconsin Residents
Chase · $99/yr · 26x IHG hotels, 5x travel/dining/gas, 3x everything else
+$1247
net/year
American Express · $150/yr · 12x Hilton, 6x restaurants/supermarkets/gas, 3x everything else
+$1168
net/year
American Express · $0/yr · 7x Hilton, 5x restaurants/supermarkets/gas, 3x everything else
+$1158
net/year
Chase · $95/yr · 6x Marriott Bonvoy hotels, 3x groceries/gas/dining, 2x everything else
+$804
net/year
Chase · $95/yr · 5x travel via Chase, 3x dining, 2x other travel, 1x everything else
+$772
net/year
American Express · $95/yr · 6% groceries & streaming, 3% transit & gas, 1% everything else
+$531
net/year
Chase · $0/yr · 5% travel via Chase, 3% dining & drugstores, 1.5% everything else
+$519
net/year
American Express · $250/yr · 4x restaurants & groceries, 3x flights, 1x everything else
+$490
net/year
Citi · $0/yr · 2% on every purchase — 1% when you buy, 1% when you pay
+$467
net/year
