U.S. Bank Altitude Connect Visa Signature
$95/yr
U.S. Bank
U.S. Bank Altitude Connect Visa Signature
4.2
(645 reviews)travelrewards
Reviewed by CardCompare Editorial Board
|CFP-reviewed|Updated April 2026A mid-tier travel card with an impressive category spread. 5x on hotels and car rentals booked through Real-Time Rewards, 4x on travel and gas, and 2x on dining, groceries, and streaming. The $30 streaming credit and cell phone protection add solid value.
Annual Fee
$95 (waived first year)
Purchase APR
20.49% – 29.49%
Rewards
1x base rate
Sign-Up Bonus
$500 value
Credit Score
Good (670-749)
Foreign Txn Fee
None
Who Should Get This Card
The U.S. Bank Altitude Connect Visa Signature is best suited for established credit users who travelers who value cell phone protection and streaming credits. The $95 annual fee pays for itself if you spend $9,500+/year on this card.
This card is great if you…
- Strong travel multipliers
- Cell phone protection
- Streaming credit
- Travelers who value cell phone protection and streaming credits
Consider another card if you…
- $95 annual fee after year 1
- Best value requires RTR redemption
- Smaller bank footprint
Rewards Breakdown
5x hotels & car rentals via Real-Time Rewards, 4x travel & gas, 2x streaming/dining/grocery, 1x everything else
| Category | Rate |
|---|---|
| Hotels & Car Rentals (via RTR) | 5x |
| Travel & Gas | 4x |
| Streaming | 2x |
| Dining | 2x |
| Grocery | 2x |
| Everything else | 1x |
Rewards Distribution
5x
top rate
Hotels & Car Rentals (via RTR)5x31%
Travel & Gas4x25%
Streaming2x13%
Dining2x13%
Grocery2x13%
Everything else1x6%
Sign-Up Bonus
50,000 points after spending $2,000 in 120 days
Fees & APR
| Annual Fee | $95 (waived first year) |
| Purchase APR | 20.49% – 29.49% |
| Balance Transfer Fee | 3% |
| Foreign Transaction Fee | None |
| Late Fee | Up to $40 |
Pros & Cons
Strong travel multipliers
Cell phone protection
Streaming credit
First year free
$95 annual fee after year 1
Best value requires RTR redemption
Smaller bank footprint
The Bottom Line
The Good: The U.S. Bank Altitude Connect Visa Signature stands out for its strong travel multipliers. The welcome bonus worth $500 adds significant first-year value. No foreign transaction fees make it a strong pick for international spending.
The Not So Good: $95 annual fee after year 1. The $95 annual fee means you need to use the card actively to justify the cost.
Our Verdict: With an editor score of 8/10, the U.S. Bank Altitude Connect Visa Signature is one of our top-rated cards in its category. Make sure you'll earn at least $95 in value annually to justify the fee.
Frequently Asked Questions
What is the annual fee for the U.S. Bank Altitude Connect Visa Signature?▾
The U.S. Bank Altitude Connect Visa Signature has a $95 annual fee, waived for the first year. Consider whether the rewards and perks you'll use offset this cost.
What is the sign-up bonus for the U.S. Bank Altitude Connect Visa Signature?▾
The U.S. Bank Altitude Connect Visa Signature currently offers a sign-up bonus worth approximately $500. 50,000 points after spending $2,000 in 120 days Terms apply — always verify the current offer directly with the issuer.
How do the rewards work on the U.S. Bank Altitude Connect Visa Signature?▾
The U.S. Bank Altitude Connect Visa Signature earns 1x points on all purchases, and up to 5x points in select bonus categories. Points can be redeemed for travel, cash back, gift cards, and more.
What credit score do I need for the U.S. Bank Altitude Connect Visa Signature?▾
The U.S. Bank Altitude Connect Visa Signature is recommended for applicants with good (670-749) credit. Approval is not guaranteed and depends on your full credit profile.
Does the U.S. Bank Altitude Connect Visa Signature charge a foreign transaction fee?▾
No — the U.S. Bank Altitude Connect Visa Signature has no foreign transaction fees, making it a solid choice for international purchases and travel abroad.
What is the APR on the U.S. Bank Altitude Connect Visa Signature?▾
The U.S. Bank Altitude Connect Visa Signature has a variable purchase APR of 20.49% – 29.49%. If you carry a balance, interest charges can quickly outweigh any rewards earned.
Who is the U.S. Bank Altitude Connect Visa Signature best for?▾
The U.S. Bank Altitude Connect Visa Signature is best for Travelers who value cell phone protection and streaming credits. A key advantage: strong travel multipliers.
Annual Fee Break-Even
$1,000/mo
$100/mo$5,000/mo
Annual rewards earned: $120Annual fee: $95
Card pays for itself! You earn $25 more than the annual fee at this spend level.
Based on 1x base rewards rate @ 1¢ per point. Bonus category spending may reduce your break-even point.
Customer Reviews
4.2
645 reviews
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