U.S. Bank Altitude Go Visa Signature
No fee
U.S. Bank
U.S. Bank Altitude Go Visa Signature
4.3
(987 reviews)cashbackrewards
Reviewed by CardCompare Editorial Board
|CFP-reviewed|Updated April 2026One of the best no-annual-fee dining cards available. Earn an uncapped 4x points on dining purchases, plus 2x on groceries, streaming, gas, and EV charging. The intro APR and no foreign transaction fees sweeten the deal.
Annual Fee
No annual fee
Purchase APR
19.49% – 29.49%
Rewards
1x base rate
Sign-Up Bonus
$250 value
Credit Score
Good (670-749)
Foreign Txn Fee
None
Who Should Get This Card
The U.S. Bank Altitude Go Visa Signature is best suited for established credit users who foodies who want high dining rewards without an annual fee. With no annual fee, there's zero cost to keep it in your wallet long-term.
This card is great if you…
- Uncapped 4x dining
- No annual fee
- No foreign transaction fees
- Foodies who want high dining rewards without an annual fee
Consider another card if you…
- U.S. Bank relationship may be needed
- Points best redeemed via Real-Time Rewards
- Not widely known
Rewards Breakdown
4x dining, 2x grocery/streaming/gas, 1x everything else
| Category | Rate |
|---|---|
| Dining | 4x |
| Grocery | 2x |
| Streaming | 2x |
| Gas Stations | 2x |
| EV Charging | 2x |
| Everything else | 1x |
Rewards Distribution
4x
top rate
Dining4x31%
Grocery2x15%
Streaming2x15%
Gas Stations2x15%
EV Charging2x15%
Everything else1x8%
Sign-Up Bonus
25,000 points after spending $1,000 in 90 days
Fees & APR
| Annual Fee | No annual fee |
| Purchase APR | 19.49% – 29.49% |
| Intro APR (Purchases) | 0% for 15 months |
| Balance Transfer Fee | 3% |
| Foreign Transaction Fee | None |
| Late Fee | Up to $40 |
Pros & Cons
Uncapped 4x dining
No annual fee
No foreign transaction fees
Intro APR
U.S. Bank relationship may be needed
Points best redeemed via Real-Time Rewards
Not widely known
The Bottom Line
The Good: The U.S. Bank Altitude Go Visa Signature stands out for its uncapped 4x dining. The welcome bonus worth $250 adds significant first-year value. No foreign transaction fees make it a strong pick for international spending.
The Not So Good: U.S. Bank relationship may be needed.
Our Verdict: With an editor score of 8/10, the U.S. Bank Altitude Go Visa Signature is one of our top-rated cards in its category. With no annual fee, there's no risk in trying it.
Frequently Asked Questions
What is the annual fee for the U.S. Bank Altitude Go Visa Signature?▾
The U.S. Bank Altitude Go Visa Signature has no annual fee — you'll never be charged just for keeping the card open.
What is the sign-up bonus for the U.S. Bank Altitude Go Visa Signature?▾
The U.S. Bank Altitude Go Visa Signature currently offers a sign-up bonus worth approximately $250. 25,000 points after spending $1,000 in 90 days Terms apply — always verify the current offer directly with the issuer.
How do the rewards work on the U.S. Bank Altitude Go Visa Signature?▾
The U.S. Bank Altitude Go Visa Signature earns 1x points on all purchases, and up to 4x points in select bonus categories. Points can be redeemed for travel, cash back, gift cards, and more.
What credit score do I need for the U.S. Bank Altitude Go Visa Signature?▾
The U.S. Bank Altitude Go Visa Signature is recommended for applicants with good (670-749) credit. Approval is not guaranteed and depends on your full credit profile.
Does the U.S. Bank Altitude Go Visa Signature charge a foreign transaction fee?▾
No — the U.S. Bank Altitude Go Visa Signature has no foreign transaction fees, making it a solid choice for international purchases and travel abroad.
What is the APR on the U.S. Bank Altitude Go Visa Signature?▾
The U.S. Bank Altitude Go Visa Signature has a variable purchase APR of 19.49% – 29.49%, with a 0% intro APR for the first 15 months. If you carry a balance, interest charges can quickly outweigh any rewards earned.
Who is the U.S. Bank Altitude Go Visa Signature best for?▾
The U.S. Bank Altitude Go Visa Signature is best for Foodies who want high dining rewards without an annual fee. A key advantage: uncapped 4x dining.
Customer Reviews
4.3
987 reviews
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