Chase Ink Business Preferred Review
Chase · Growing businesses with travel and advertising expenses
4.7 / 5 (987 reviews)
Annual Fee
$95
Rewards
3x travel, shipping, ads & telecom (up to $150,000/year), 1x everything else
Regular APR
21.24% – 26.24%
Credit Needed
Good (670-749)
Our Expert Verdict
10/10
Editor's Score
The top business travel rewards card for entrepreneurs and growing companies. The 90,000-point sign-up bonus is worth $1,125 toward travel via Chase, and 3x on key business categories like travel, advertising, and shipping adds up fast. Points transfer to 14 airline and hotel partners at 1:1 ratio.
Pros
- Massive 90K sign-up bonus
- 3x on core business categories
- No foreign transaction fees
- Points transfer 1:1 to airlines/hotels
- Cell phone protection
Cons
- $95 annual fee
- 3x categories capped at $150,000/year combined
- No lounge access
Sign-Up Bonus
90,000 points after spending $8,000 in 3 months
Key Benefits & Perks
Points worth 25% more via Chase Travel
No foreign transaction fees
Cell phone protection up to $1,000
Trip cancellation/interruption insurance
Purchase protection
Employee cards at no extra cost
Rewards Breakdown
| Category | Rate |
|---|---|
| Travel | 3x |
| Shipping | 3x |
| Advertising (social/search) | 3x |
| Internet/Cable/Phone | 3x |
| Everything else | 1x |
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Customer Reviews
4.7
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