Ink Business Premier Credit Card Review
Chase · Businesses with high per-transaction spending
4.2 / 5 (567 reviews)
Annual Fee
$195
Rewards
2.5% on $5K+ purchases, 2% on other purchases
Regular APR
21.49% – 29.49%
Credit Needed
Excellent (750+)
Our Expert Verdict
8/10
Editor's Score
Chase's premium business card is built for companies with large expenses. The 2.5% back on purchases $5,000+ is the highest flat rate available for big-ticket spending. The $1,000 sign-up bonus is massive, though the $10K spend requirement is steep.
Pros
- 2.5% on large purchases
- Massive $1,000 sign-up bonus
- 2% base rate on everything
- No FTF
Cons
- $195 annual fee
- High minimum spend for bonus
- Cash back only — no UR points
Sign-Up Bonus
$1,000 cash back after spending $10,000 in 3 months
Key Benefits & Perks
2% on all purchases, 2.5% on large purchases
Cell phone protection
Trip cancellation/interruption
No foreign transaction fees
Employee cards at no extra cost
Rewards Breakdown
| Category | Rate |
|---|---|
| Purchases $5,000+ | 2.5% |
| Everything else | 2% |
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