World of Hyatt Credit Card Review
Chase · Hyatt loyalists who value premium hotel stays
4.5 / 5 (756 reviews)
Annual Fee
$95
Rewards
4x Hyatt hotels, 2x dining/fitness/airfare/transit, 1x everything else
Regular APR
21.49% – 28.49%
Credit Needed
Good (670-749)
Our Expert Verdict
9/10
Editor's Score
Hyatt points are widely considered the most valuable hotel currency — routinely worth 1.7–2.5 cents each. The annual free night at a Category 1–4 property alone can justify the $95 fee. The 60,000-point sign-up bonus can unlock multiple free nights at premium properties, including Park Hyatt hotels that command $500+/night.
Pros
- Hyatt points among most valuable hotel currency
- Annual free night certificate
- 60K point welcome offer
- Discoverist status + 5th night free
- 2x on diverse categories
Cons
- $95 annual fee
- Hyatt has smaller portfolio than Marriott/Hilton
- 1x on most purchases
Sign-Up Bonus
30,000 points after $3,000 in 3 months + 30,000 more after $6,000 in 6 months
Key Benefits & Perks
Annual free night at Category 1–4 hotel
Discoverist status (5th night free on award stays)
5 qualifying nights toward status annually
No foreign transaction fees
Trip cancellation insurance
2 more free nights after $15,000 spend/year
Rewards Breakdown
| Category | Rate |
|---|---|
| Hyatt Hotels & Resorts | 4x |
| Dining | 2x |
| Fitness clubs | 2x |
| Airline tickets (direct) | 2x |
| Transit & commuting | 2x |
| Everything else | 1x |
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Customer Reviews
4.5
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