Transfer Guide — Updated April 2026

Transfer Chase UR to IHG One Rewards

Move Ultimate Rewards to IHG One Rewards at 1:1 — typically worth 0.5 cpp.

HotelRatio 1:10.5 cpp

Reviewed by CardCompare Editorial Board

|Points & Miles team|Updated April 2026

Transfer math at a glance

25,000 Ultimate Rewards

$125

via IHG One Rewards at 0.5 cpp

vs $313 in the Chase UR portal

50,000 Ultimate Rewards

$250

via IHG One Rewards at 0.5 cpp

vs $625 in the Chase UR portal

100,000 Ultimate Rewards

$500

via IHG One Rewards at 0.5 cpp

vs $1,250 in the Chase UR portal

Sweet spots for this transfer

IHG Rewards has dynamic pricing across its portfolio (Holiday Inn, InterContinental, Kimpton). Value varies wildly — sweet spots exist at luxury brands, while Holiday Inns are usually better booked with cash.

1InterContinental and Kimpton properties during off-peak dates
24th night free on 4-night award stays for Premier cardholders
3Points + Cash hybrid to stretch limited points

Example redemptions — Chase UR → IHG One Rewards

Redemption	Chase UR needed	Cash value	cpp
Mid-range Holiday Inn night Holiday Inn mid-US off-peak	20,000	$100	0.5 cpp
Kimpton city night Kimpton Washington DC	45,000	$300	0.7 cpp
InterContinental luxury night InterContinental Mark Hopkins SF	70,000	$600	0.9 cpp

Booking tips

1Don't transfer transferable points to IHG — value sits around 0.5 cpp, well below portal.
2Use IHG co-branded cards (4x at IHG) to earn directly when staying there.
34th Night Free is the strongest IHG perk — stack it on award stays.

Cards that earn Ultimate Rewards

Chase Sapphire Preferred$95 annual fee · Chase Chase Sapphire Reserve$550 annual fee · Chase Chase Freedom UnlimitedNo annual fee · Chase Chase Ink Business Preferred$95 annual fee · Chase Chase Freedom FlexNo annual fee · Chase

Other ways to earn IHG One Rewards points

IHG One Rewards also accepts transfers from 1 other transferable-points program. Compare ratios and use whichever balance you have available.

Bilt → IHG One Rewards1:1 ratio · 0.5 cpp

Frequently asked questions

What is the transfer ratio from Chase UR to IHG One Rewards?⌄

Chase Ultimate Rewards transfers to IHG One Rewards at a 1:1 ratio. 50,000 Ultimate Rewards become 50,000 IHG One Rewards points/miles.

What is the transfer typically worth?⌄

IHG One Rewards points redeem at approximately 0.5 cents per point when used for hotel stays. That makes a 50,000-point transfer worth about $250 in travel value — an -60% uplift over the Chase UR portal (1.25 cpp).

How long does the Chase UR to IHG One Rewards transfer take?⌄

Most transfers from Chase UR to IHG One Rewards post within 24 hours. Confirm partner availability first — transfers are not reversible, so lock in the award before moving points.

Which credit cards earn Ultimate Rewards?⌄

The Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Freedom Unlimited and 2 more all earn Ultimate Rewards that transfer to IHG One Rewards.

Is it better to transfer or use the Chase UR portal?⌄

Transferring to IHG One Rewards at 0.5 cpp beats the Chase UR portal rate of 1.25 cpp when you find saver or award availability. For everyday redemptions (especially non-peak hotel nights), transfer is the higher-value path.