Transfer Guide — Updated April 2026

Transfer Chase UR to Southwest Rapid Rewards

Move Ultimate Rewards to Southwest Rapid Rewards at 1:1 — typically worth 1.5 cpp (20% uplift vs the Chase UR portal).

AirlineRatio 1:11.5 cpp

Reviewed by CardCompare Editorial Board

|Points & Miles team|Updated April 2026

Transfer math at a glance

25,000 Ultimate Rewards

$375

via Southwest Rapid Rewards at 1.5 cpp

vs $313 in the Chase UR portal

50,000 Ultimate Rewards

$750

via Southwest Rapid Rewards at 1.5 cpp

vs $625 in the Chase UR portal

100,000 Ultimate Rewards

$1,500

via Southwest Rapid Rewards at 1.5 cpp

vs $1,250 in the Chase UR portal

Sweet spots for this transfer

Southwest's revenue-based award pricing is tightly tied to cash fares — typically 1.3-1.5 cpp across the board with no blackouts or saver tiers to chase.

1Short-haul leisure routes where cash fares are high relative to other airlines
2Pairing with the Companion Pass (2x bookings for the price of one in points)
3Free changes/cancellations — book speculatively, cancel without fees

Example redemptions — Chase UR → Southwest Rapid Rewards

Redemption	Chase UR needed	Cash value	cpp
Short-haul one-way Wanna Get Away LAS → LAX	6,500	$100	1.5 cpp
Mid-haul round trip DEN → ORD	20,000	$300	1.5 cpp
Transcontinental round trip LAX → BWI	35,000	$500	1.4 cpp

Booking tips

1Earn the Companion Pass in year one by timing signup bonuses — doubles the value of every redemption.
2Wanna Get Away fares are the lowest points cost; avoid Anytime fares.
3Cancel and rebook if prices drop — you keep the point difference, no change fees.

Cards that earn Ultimate Rewards

Chase Sapphire Preferred$95 annual fee · Chase Chase Sapphire Reserve$550 annual fee · Chase Chase Freedom UnlimitedNo annual fee · Chase Chase Ink Business Preferred$95 annual fee · Chase Chase Freedom FlexNo annual fee · Chase

Frequently asked questions

What is the transfer ratio from Chase UR to Southwest Rapid Rewards?⌄

Chase Ultimate Rewards transfers to Southwest Rapid Rewards at a 1:1 ratio. 50,000 Ultimate Rewards become 50,000 Southwest Rapid Rewards points/miles.

What is the transfer typically worth?⌄

Southwest Rapid Rewards points redeem at approximately 1.5 cents per point when used for airline awards. That makes a 50,000-point transfer worth about $750 in travel value — an 20% uplift over the Chase UR portal (1.25 cpp).

How long does the Chase UR to Southwest Rapid Rewards transfer take?⌄

Most transfers from Chase UR to Southwest Rapid Rewards post within minutes to 24 hours. Confirm partner availability first — transfers are not reversible, so lock in the award before moving points.

Which credit cards earn Ultimate Rewards?⌄

The Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Freedom Unlimited and 2 more all earn Ultimate Rewards that transfer to Southwest Rapid Rewards.

Is it better to transfer or use the Chase UR portal?⌄

Transferring to Southwest Rapid Rewards at 1.5 cpp beats the Chase UR portal rate of 1.25 cpp when you find saver or award availability. For everyday redemptions (especially partner awards with good space), transfer is the higher-value path.