Discover hidden perks & protections your card offers
Reimburses pre-paid, non-refundable travel expenses if your trip is cancelled or cut short due to covered reasons (illness, weather, etc.).
Covers meals, lodging, and essentials when your flight is delayed 6+ hours (some cards 12+ hours).
Reimburses you for lost, damaged, or stolen luggage and personal items when traveling.
Covers essential purchases (clothes, toiletries) when your checked bag is delayed 6+ hours.
Provides coverage for accidental death or dismemberment while traveling on a common carrier (plane, train, etc.).
No additional fee (typically 3%) on purchases made in foreign currencies or outside the US.
Covers emergency medical evacuation and transportation to the nearest adequate medical facility.
Covers new purchases against damage or theft for 90-120 days from the purchase date.
Extends the manufacturer's warranty by 1-2 additional years on eligible purchases.
Allows you to return items the retailer won't accept back, typically within 90 days for up to $300 per item.
Refunds the difference if an item you purchased drops in price within a certain period.
Covers your cell phone against damage or theft when you pay your monthly bill with the card (up to $800/claim).
Provides PRIMARY coverage for rental car damage/theft — no need to file through your personal auto insurance first.
Covers rental car damage/theft as SECONDARY insurance — your personal auto policy pays first.
24/7 roadside assistance including towing, flat tire, lockout, and jump-start services.
Access to 1,400+ airport lounges worldwide through Priority Pass Select membership.
Access to Amex's exclusive Centurion Lounges — premium food, drinks, and shower suites at major US airports.
Access to Capital One's premium airport lounges at DFW, IAD, DEN, and more locations coming.
Complimentary access to Delta Sky Club lounges when flying Delta.
Automatic $300 credit toward travel purchases charged to the card each year.
$200 annual credit for incidental airline fees (baggage, seat upgrades, in-flight purchases) with a selected airline.
$200 annual credit for prepaid hotels booked through the Amex Travel portal.
$10/month credit at select restaurants (Grubhub, Seamless, The Cheesecake Factory, etc.).
$10/month in Uber Cash for Uber rides or Uber Eats orders ($15 in December).
$200/year in Uber Cash ($15/month + $20 bonus in December) for rides and Uber Eats.
$20/month credit for select streaming services (Disney+, Hulu, ESPN+, NYT, etc.).
$50 annual credit toward hotel stays booked through Chase Travel.
10,000 bonus miles every year on your account anniversary — worth $100+ in travel.
Complimentary DoorDash DashPass for $0 delivery fees and reduced service fees on eligible orders.
Complimentary Instacart+ membership for free delivery on orders $35+ and reduced service fees.
Complimentary Lyft Pink All Access membership with ride discounts and priority pickup.
Up to $100 credit every 4-5 years toward Global Entry or TSA PreCheck application fee.
Annual credit toward CLEAR Plus membership for expedited airport security.
Complimentary Walmart+ membership with free delivery, fuel discounts, and more.
$100/year in Saks Fifth Avenue credits ($50 semi-annually).