Best Credit Card for Home Depot
Everything Else · Updated April 2026
Big home improvement purchases deserve maximum rewards. Use a flat-rate card or one with a large sign-up bonus to maximize value.
Top Cards for Home Depot
Your Home Depot Spending Scenario
How much do you spend at Home Depot per month? We'll show your annual rewards with each card.
$
$4,200/yr| Card | Rate | Annual Rewards | Fee | Net Value |
|---|---|---|---|---|
 Hilton Honors American Express CardBest | 3x | +$151 | Free | +$151 |
 IHG One Rewards Premier Credit Card | 3x | +$189 | -$99 | +$90 |
 Citi Double Cash | 2% | +$84 | Free | +$84 |
 Wells Fargo Active Cash | 2% | +$84 | Free | +$84 |
 PayPal Cashback Mastercard | 2% | +$84 | Free | +$84 |
Based on $4,200/yr at Home Depot. Actual rewards may vary.
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