Best Credit Card for Target
Groceries · Updated April 2026
Target purchases can code as grocery or general retail depending on your card. Pick the right one for maximum rewards.
Pro Tips
- •Target RedCard gives 5% off all Target purchases
- •SuperTarget locations may code as grocery
- •Target.com orders work with online shopping bonus cards
Top Cards for Target
#1
Hilton Honors American Express Surpass Card
American Express · $150/yr · Supermarkets
6x
Apply ~$432/yr
Your Target Spending Scenario
How much do you spend at Target per month? We'll show your annual rewards with each card.
$
$6,000/yr| Card | Rate | Annual Rewards | Fee | Net Value |
|---|---|---|---|---|
 Hilton Honors American Express CardBest | 5x | +$360 | Free | +$360 |
 Hilton Honors American Express Surpass Card | 6x | +$432 | -$150 | +$282 |
 Blue Cash Preferred from Amex | 6% | +$360 | -$95 | +$265 |
 Capital One SavorOne | 3% | +$180 | Free | +$180 |
 Blue Cash Everyday Card from American Express | 3% | +$180 | Free | +$180 |
Based on $6,000/yr at Target. Actual rewards may vary.
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