Best Credit Card for Airbnb
Travel · Updated April 2026
Airbnb can code as travel or lodging depending on the card. Pick one that maximizes your vacation rental spending.
Pro Tips
- •Airbnb codes as 'Travel' for Chase cards
- •Some cards code Airbnb as 'Other Travel' at 2x-3x
- •Book through Chase Travel portal for extra value
Top Cards for Airbnb
#8
American Express Business Platinum
American Express · $695/yr · Flights (Amex Travel)
5x
Apply ~$216/yr
Your Airbnb Spending Scenario
How much do you spend at Airbnb per month? We'll show your annual rewards with each card.
$
$3,600/yr| Card | Rate | Annual Rewards | Fee | Net Value |
|---|---|---|---|---|
 IHG One Rewards Premier Credit CardBest | 26x | +$1404 | -$99 | +$1305 |
 Citi Strata Premier Card | 10x | +$360 | -$95 | +$265 |
 Marriott Bonvoy Boundless | 6x | +$324 | -$95 | +$229 |
 Chase Freedom Unlimited | 5% | +$180 | Free | +$180 |
 Chase Freedom Flex | 5% | +$180 | Free | +$180 |
Based on $3,600/yr at Airbnb. Actual rewards may vary.
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