Best Credit Card for McDonald's
Dining & Restaurants · Updated April 2026
Fast food adds up — a 3x or 4x dining card turns every Big Mac into bonus points.
Top Cards for McDonald's
#2
Hilton Honors American Express Surpass Card
American Express · $150/yr · Restaurants
6x
Apply ~$346/yr
Your McDonald's Spending Scenario
How much do you spend at McDonald's per month? We'll show your annual rewards with each card.
$
$4,800/yr| Card | Rate | Annual Rewards | Fee | Net Value |
|---|---|---|---|---|
 Hilton Honors American Express CardBest | 5x | +$288 | Free | +$288 |
 IHG One Rewards Premier Credit Card | 5x | +$360 | -$99 | +$261 |
 Hilton Honors American Express Surpass Card | 6x | +$346 | -$150 | +$196 |
 U.S. Bank Altitude Go Visa Signature | 4x | +$192 | Free | +$192 |
 Brex Card | 4x | +$192 | Free | +$192 |
Based on $4,800/yr at McDonald's. Actual rewards may vary.
Full calculator