Best Rewards Card for Netflix

Chase · $95 annual fee

The gold standard for beginner and intermediate travel rewards. Earn 3x on dining and 2x on travel, with best-in-class trip delay reimbursement, primary car rental coverage, and no foreign transaction fees. Points transfer to 14 airline and hotel partners or redeem at 1.25 cents each through Chase Travel.

Capital One · No annual fee

Earn 3% cash back on dining, entertainment, popular streaming services, and grocery stores — four high-value categories covering most everyday spending — all with no annual fee. One of the few no-fee cards offering both grocery and dining bonuses simultaneously, ideal for households that eat out and cook at home.

Wells Fargo · No annual fee

Wells Fargo's flagship no-annual-fee rewards card covers six popular bonus categories at 3x. Dining, travel, gas, transit, streaming, and phone plans all earn triple points. Add cell phone protection and no foreign transaction fees and you have a strong everyday card.

U.S. Bank · No annual fee

One of the best no-annual-fee dining cards available. Earn an uncapped 4x points on dining purchases, plus 2x on groceries, streaming, gas, and EV charging. The intro APR and no foreign transaction fees sweeten the deal.

U.S. Bank · $95 annual fee

A mid-tier travel card with an impressive category spread. 5x on hotels and car rentals booked through Real-Time Rewards, 4x on travel and gas, and 2x on dining, groceries, and streaming. The $30 streaming credit and cell phone protection add solid value.

Chase · $250 annual fee

United's mid-tier card stands out with its award flight rebate — get up to 10,000 miles back on two award flights per year. Two free checked bags, a United travel credit, and solid earning rates make it strong for regular United flyers.

Capital One · $395 annual fee

The rare premium card that nearly pays for itself: a 300-dollar annual travel credit, 10,000 anniversary bonus miles (100-dollar value), and Priority Pass lounge access for unlimited guests. Earn 10x miles on hotels and car rentals via Capital One Travel. Combined perks regularly exceed the 395-dollar annual fee for anyone who travels a few times per year.

Chase · $95 annual fee

The top business travel rewards card for entrepreneurs and growing companies. The 90,000-point sign-up bonus is worth $1,125 toward travel via Chase, and 3x on key business categories like travel, advertising, and shipping adds up fast. Points transfer to 14 airline and hotel partners at 1:1 ratio.