Best Business Credit Cards (2026)
Maximize rewards on business spending. Whether you're a freelancer, sole proprietor, or managing a growing company, the right business card can earn serious cash back, travel rewards, and tax-deductible perks.
Why Get a Business Credit Card?
Higher Rewards
Earn 2-5x on office supplies, advertising, telecom, and shipping.
Expense Management
Separate business from personal spending with detailed statements.
Purchase Protection
Extended warranty and purchase protection for business equipment.
Employee Cards
Issue cards to employees with customizable spending limits.
Best Business Cards for Cash Back
Best Business Cards for Travel
Best No-Annual-Fee Business Cards
All 15 Business Credit Cards
Chase Ink Business Preferred
Chase · $95/yr · 3x Travel
Chase Ink Business Cash
Chase · No annual fee · 5% Office Supplies
Chase Ink Business Unlimited
Chase · No annual fee
American Express Business Gold
American Express · $295/yr · 4x Top 2 spending categories (auto-selected)
American Express Business Platinum
American Express · $695/yr · 5x Flights (Amex Travel)
Capital One Spark Cash Plus
Capital One · $150/yr · 5% Hotels (Capital One)
American Express Blue Business Plus
American Express · No annual fee · 2x All Purchases (first $50K/yr)
Brex Card
Brex · No annual fee · 8x Rideshare
American Express Blue Business Cash Card
American Express · No annual fee · 2% All Purchases (first $50K/yr)
Ink Business Premier Credit Card
Chase · $195/yr · 2.5% Purchases $5,000+
Capital One Spark Cash Plus
Capital One · $150/yr
Capital One Spark Miles for Business
Capital One · $95/yr · 5x Hotels (Capital One)
Bank of America Business Advantage Cash Rewards
Bank of America · No annual fee · 3% Your chosen category (gas, travel, office, etc.)
Ramp Corporate Card
Ramp · No annual fee
Business Advantage Unlimited Cash Rewards
Bank of America · No annual fee
Business Card Comparisons
Chase Ink Business Preferred vs American Express Business Gold
Much lower annual fee with strong 3x categories
American Express Blue Business Plus vs Chase Ink Business Unlimited
Higher 2x earning rate for most small business spending levels
Chase Ink Business Preferred vs Chase Ink Business Cash
Transfer partners and higher cap make it more valuable for most businesses
Brex Card vs Ramp Corporate Card
Business Card Guides
Business Card FAQ
Do I need an LLC or corporation to get a business card?▾
Will a business card affect my personal credit?▾
What business categories earn the most rewards?▾
Can I transfer points from a business card to a personal card?▾
Are business card annual fees tax deductible?▾
Not sure which business card is right?
Take our 2-minute quiz and get personalized recommendations based on your business spending.
Take the Business Card Quiz