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Credit Card News

Latest bonus changes, new cards, and industry updates

Bonus ChangesMay 5, 2026

Discover it Q3 2026 Categories Announced: Restaurants & Digital Wallets

Discover it Cash Back 5% rotating categories for July-September 2026 are restaurants and digital wallets (PayPal, Venmo, Apple Pay).

#discover#rotating-categories#cashback
TipsMay 1, 2026

Why Mobile Wallets Are Safer Than Physical Cards (2026 Data)

New data shows mobile wallet transactions have 60% lower fraud rates than physical card swipes. Here's how virtual card numbers protect you.

#mobile-wallets#security#apple-pay
Bonus ChangesApril 25, 2026

Hilton Amex Surpass Offers 150K Bonus Points — Highest Ever

The Hilton Honors American Express Surpass Card is offering 150,000 Hilton points after $3,000 spend, the highest welcome offer we've tracked.

#hilton#amex#surpass
TipsApril 20, 2026

Chase 5/24 Rule Explained: What It Is & How to Plan Around It

Chase's infamous 5/24 rule automatically denies applications if you've opened 5+ cards in 24 months. Here's how to navigate it strategically.

#chase#5-24-rule#strategy
TipsApril 15, 2026

Beginner's Guide: How to Pick Your First Credit Card in 2026

No credit history? Here's a step-by-step guide to choosing and getting approved for your first credit card.

#beginners#first-card#credit-building
IndustryApril 10, 2026

US Credit Card Debt Reaches $1.2 Trillion — What It Means for You

Federal Reserve data shows credit card balances hit a record $1.2 trillion in Q1 2026. Delinquency rates are also climbing.

#debt#statistics#federal-reserve
Bonus ChangesApril 5, 2026

Southwest Changes Companion Pass Earning Requirements for 2026

Southwest raises the Companion Pass threshold from 135,000 to 150,000 qualifying points, but adds new bonus earning opportunities.

#southwest#companion-pass#airlines
Bonus ChangesMarch 28, 2026

Amex Platinum Annual Fee Rises to $700 — But Adds New Perks

American Express raises the Platinum Card fee from $695 to $700 effective April 2026, adding a new $200 experience credit and enhanced lounge access.

#amex#platinum#annual-fee
Bonus ChangesMarch 25, 2026

Chase Freedom Flex Q2 2026: 5% on Amazon & PayPal

Chase Freedom Flex announces Q2 2026 rotating categories: Amazon.com, PayPal, and select streaming services earn 5% back April through June.

#chase#freedom-flex#rotating-categories
New CardsMarch 20, 2026

Citi Strata Premier Officially Replaces Citi Premier with 10x Hotels

Citi's revamped travel card now earns 10x on hotel and car rental bookings through Citi Travel, plus 3x on airlines, restaurants, supermarkets, and gas.

#citi#strata-premier#travel
IndustryMarch 18, 2026

Apple Card Savings Rate Drops to 3.9% APY as Fed Cuts Continue

Goldman Sachs lowers the Apple Card Savings account rate from 4.25% to 3.9% APY, following the latest Federal Reserve rate cut.

#apple-card#savings#interest-rates
Bonus ChangesMarch 15, 2026

Bilt Announces 75% Transfer Bonus to Hyatt Through April

Bilt Rewards is offering a massive 75% transfer bonus to World of Hyatt through April 30, 2026 — making Bilt points worth up to 3.5 cents each.

#bilt#hyatt#transfer-bonus
IndustryMarch 12, 2026

Visa Raises Contactless Tap-to-Pay Limit to $500 in the US

Visa increases the contactless payment limit from $250 to $500 across US merchants, effective April 2026.

#visa#contactless#tap-to-pay
Bonus ChangesMarch 10, 2026

Chase Sapphire Reserve Offers 100K Bonus for Limited Time

Chase raises the Sapphire Reserve sign-up bonus to 100,000 points — the highest ever — with a $4,000 spend requirement in 3 months.

#chase#sapphire-reserve#sign-up-bonus
IndustryMarch 8, 2026

Capital One Opens 5 New Airport Lounges in Q1 2026

Capital One Lounges expand to JFK, SFO, LAX, ORD, and MIA — bringing the total to 10 locations for Venture X cardholders.

#capital-one#venture-x#lounges
Bonus ChangesMarch 5, 2026

Amazon Prime Visa Boosts Restaurant Rewards from 2% to 3%

Chase upgrades the Amazon Prime Visa dining category from 2% to 3% cash back, making it more competitive as an everyday card.

#amazon#prime-visa#chase
Bonus ChangesMarch 1, 2026

Chase Sapphire Preferred Increases Sign-Up Bonus to 80,000 Points

The Chase Sapphire Preferred is now offering 80,000 Ultimate Rewards points after spending $4,000 in the first 3 months — up from 60,000.

#chase#sapphire-preferred#sign-up-bonus
Bonus ChangesFebruary 25, 2026

Amex Gold Makes 4x Dining Multiplier Permanent

American Express confirms the 4x points on dining at restaurants is now a permanent feature of the Gold Card, no longer a limited-time offer.

#amex#gold#dining
DevaluationsFebruary 20, 2026

Capital One Reduces Transfer Ratios to Three Airline Partners

Capital One has quietly reduced point transfer ratios to Emirates, Etihad, and Singapore Airlines from 1:1 to 2:1.5.

#capital-one#venture-x#transfer-partners
Bonus ChangesFebruary 15, 2026

Discover it Q2 2026 Categories: Gas Stations & Home Improvement

Discover it Cash Back 5% rotating categories for April-June 2026 are gas stations and home improvement stores.

#discover#rotating-categories#cashback
New CardsFebruary 10, 2026

Wells Fargo Launches Autograph Journey: Premium Travel Card at $95/Year

Wells Fargo enters the premium travel card market with the Autograph Journey, offering 5x on flights and 4x on hotels at just $95/year.

#wells-fargo#new-card#travel
IndustryJanuary 28, 2026

CFPB $8 Late Fee Cap Takes Effect: What It Means for Cardholders

The Consumer Financial Protection Bureau's new rule capping credit card late fees at $8 is now in effect. Here's what you need to know.

#cfpb#late-fees#regulation
TipsJanuary 20, 2026

5 Travel Card Credits You're Probably Not Using (2026 Guide)

Many premium cardholders leave hundreds of dollars in annual credits unused. Here's how to maximize every penny.

#travel#credits#amex
DevaluationsJanuary 15, 2026

World of Hyatt Award Chart Changes: Key Hotels Jump 2-5K Points

Hyatt is adjusting its award chart with several popular properties moving up 1-2 categories starting March 15.

#hyatt#hotels#devaluation