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Best Credit Card for United Airlines

Travel · Updated April 2026

Frequent United flyer? Earn bonus miles on direct purchases and maximize your MileagePlus balance.

Pro Tips
  • United Explorer Card earns 2x on United purchases
  • Chase Sapphire cards earn 5x on travel booked via Chase
  • Transfer Chase points to United at 1:1 ratio

Top Cards for United Airlines

#1
Chase Sapphire Reserve
Chase Sapphire Reserve

Chase · $550/yr · Hotels (Chase)

10x

~$540/yr

#2
Capital One Venture X Rewards
Capital One Venture X Rewards

Capital One · $395/yr · Hotels & Cars (Capital One)

10x

~$360/yr

#3
Citi Strata Premier Card
Citi Strata Premier Card

Citi · $95/yr · Hotels via Citi Travel

10x

~$360/yr

#4
Chase Sapphire Preferred
Chase Sapphire Preferred

Chase · $95/yr · Travel (Chase)

5x

~$270/yr

#5
IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card

Chase · $99/yr · Travel

5x

~$270/yr

#6
American Express Platinum
American Express Platinum

American Express · $695/yr · Flights (Amex Travel)

5x

~$216/yr

#7
American Express Business Platinum
American Express Business Platinum

American Express · $695/yr · Flights (Amex Travel)

5x

~$216/yr

#8
Chase Freedom Unlimited
Chase Freedom Unlimited

Chase · $0/yr · Travel (Chase)

5%

~$180/yr

Your United Airlines Spending Scenario

How much do you spend at United Airlines per month? We'll show your annual rewards with each card.

$
$3,600/yr
CardRateAnnual RewardsFeeNet Value
Citi Strata Premier CardCiti Strata Premier CardBest10x+$360-$95+$265
Chase Freedom UnlimitedChase Freedom Unlimited5%+$180Free+$180
Chase Freedom FlexChase Freedom Flex5%+$180Free+$180
Brex CardBrex Card5x+$180Free+$180
Chase Sapphire PreferredChase Sapphire Preferred5x+$270-$95+$175

Based on $3,600/yr at United Airlines. Actual rewards may vary.

Full calculator