Best Credit Card for Whole Foods
Groceries · Updated April 2026
Prime members get 5% back at Whole Foods with Prime Visa. Other grocery cards earn 3-6% here.
Pro Tips
- •Amazon Prime Visa gives 5% at Whole Foods
- •Amex Gold earns 4x at U.S. supermarkets (up to $25k/yr)
- •Whole Foods codes as 'Supermarket' universally
Top Cards for Whole Foods
#1
Hilton Honors American Express Surpass Card
American Express · $150/yr · Supermarkets
6x
Apply ~$432/yr
Your Whole Foods Spending Scenario
How much do you spend at Whole Foods per month? We'll show your annual rewards with each card.
$
$6,000/yr| Card | Rate | Annual Rewards | Fee | Net Value |
|---|---|---|---|---|
 Hilton Honors American Express CardBest | 5x | +$360 | Free | +$360 |
 Hilton Honors American Express Surpass Card | 6x | +$432 | -$150 | +$282 |
 Blue Cash Preferred from Amex | 6% | +$360 | -$95 | +$265 |
 Capital One SavorOne | 3% | +$180 | Free | +$180 |
 Blue Cash Everyday Card from American Express | 3% | +$180 | Free | +$180 |
Based on $6,000/yr at Whole Foods. Actual rewards may vary.
Full calculator